Its easy to get in the habit of using a credit card when you make purchases, we see tons of people trying to get more information about credit cards every day. Unless you’re one of the 20 percent of the population who doesn’t, there’s not much that can go wrong if you’re careful. Plus, you’re rewarded with rewards points for every dollar you’re willing to spend. You can earn thousands of miles and points on the typical American airline ticket, with miles going to companies like Southwest Airlines. You can use these miles in any way that you like, but one way you’re able to use them is to add them to your credit card account so that you can use them on future purchases.

Before we take a look at the five major mistakes you could be making when using a credit card that’s not properly insured, we want to remind you that not all cards are as safe as others. The reason why some cards are even worse than others is because they have a less-than-average safety record. For example, the best-rated credit card in the world, Discover, is not required by law to offer coverage for fraud, but Discover requires that the company that the credit card is issued by use the same credit card for all accounts. That means that cards issued by another company don’t automatically qualify for any particular type of coverage.

When you think of the most basic financial obligations you’ve to meet, credit cards are probably not the first thing that comes to mind. However, the risks that you put on the credit cards are far greater than just a possible price increase. Since many people don’t really understand what they’re getting into when they put themselves at risk for buying things with credit cards, its essential that you know how to avoid these same financial issues. That’s why you’re invited to join us on our SmartCreditTips.com Money Course to learn how to improve your financial life. Don’t wait, we’re giving away 1,000 free lessons to help you learn how to get the most for your money! For more information on this offer, contact us at email protected or email protected.